Payments Performance Strategist, Card Authorization

# Payments Performance Strategist, Card Authorization

## About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

## About the team
The Global Payments Performance Team identifies payment optimization opportunities for Stripe's merchants. The Global Payments Performance team serves a critical role both in demonstrating thought leadership on challenging payment topics, and also partnering with our high-potential merchants to set them up for long term success. We want a partnership with Stripe to be a competitive advantage for our customers, large and small, by providing them with best-in-class technology in concert with insightful and specific advice on how to harness this technology to achieve their business goals.

## What you'll do
The Global Payments Performance team will be responsible for leading data-driven discussions with existing and prospective merchants on optimisation strategies across a variety of areas including, card network costs, acceptance, fraud, and cross-border flows to start. You will be instrumental in building our optimisation narratives/tools and delivering on our merchant engagement model. You will also collaborate with Sales, deploying your knowledge to differentiate Stripe to win deals, and partner with our Customer Success organization to ensure that merchants are successful working with Stripe.

## Responsibilities
• Lead discussions with existing and prospective merchants, and provide the Sales team with tools and training to lead discussions with merchants and prospects.

• Serve as both an internal and merchant-facing expert on payment optimisation strategies.

• Gather and build on Stripe's wide-ranging payments expertise to create optimisation narratives/tools supported by rigorous analysis.

• Use existing tools to deploy sophisticated optimisation playbooks and analyses across Stripe's customer portfolio.

• Synthesise and relay customer feedback and our findings to inform Stripe's product roadmap.

• Provide feedback on our tools and playbooks to help continuously improve our self serve offerings

## Who you are

### Minimum requirements
• 5+ years of experience in payments or operations at a leading technology company, or consultancy in the payments industry

• Expertise is diagnosing root cause of card authorization rate underperformance, and suggesting actionable steps to address root cause issues identified

• Deep understanding of how to improve merchant, card authorization rates (e.g. ISO message optimization, retry logic, issuer level analysis etc.)

• Ability to partner with merchants to structure and deliver a/b tests that compare card authorization rate performance across PSPs

• Experience helping merchants onboard to a new PSP such that their authorization rate performance is optimal from day one

### Preferred qualifications
• Experience with SQL, dashboard building, modeling, or reporting

• Understanding of card network rules and regulations, local payment methods, and the regulatory environment (PSD2/PSD3)

• Experience presenting to senior business leaders

• Ability to advise merchants on how to manage fraud, primarily on card transactions but ideally on alternative payment methods as well

• An understanding of how to reduce merchant level interchange and scheme fees

## Work arrangements
This role is available either in an office or a remote location (35+ miles or 56+ km from a Stripe office).

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

A remote location is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet-ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently live or plan to live.

## Compensation
The annual US base salary range for this role is $172,200 - $258,400. For sales roles, the range provided is the role's On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate's experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.

## At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.