Commercial Mortgage Analyst, CMHC

Join a Challenger

At EQ, we're remaking banking so every Canadian gets ahead, every day. Serving nearly 4 million Canadians from coast to coast, we offer a wide variety of financial services from banking and lending, to trust and credit union solutions.

We've been at this since 1970, challenging the conventions of traditional banking with smarter, faster, and more connected financial experiences.

What's kept us moving? The people behind it all: challengers who ask better questions, push back on old assumptions, and look for a better way forward.

If you're driven to help reshape how banking works for Canadians and the businesses that power our economy, this could be your next big opportunity.

We can’t wait to get to know you!

The Work

As part of a growing and dynamic commercial team, the Commercial Mortgage Analyst is responsible for underwriting annual reviews for CMHC-insured commercial mortgages. The Underwriter must adhere to established policies and underwriting standards, meeting compliance and control requirements, while finding creative solutions in a timely manner in order to achieve service goals as well as annual target volumes. Additional credit-related and administrative duties are also required such as reporting and pipeline management as well as networking with external business partners along with various staff within the Commercial department & other internal departments.

The Core Responsibilities

• 70% On a daily basis, the incumbent will analyze and underwrite annual reviews for mortgage loans within the CMHC-insured portfolio. Attention must be made to ensure compliance with the company’s established lending guidelines and procedures. The incumbent will submit prepare an annual review submission for approval by management.

• 20% On a daily basis, the incumbent will communicate with external contacts (origination partners) and internal contacts (managers, administrators, and other commercial mortgage staff) to ensure that annual reviews are processed in a timely and efficient manner.

• 10% On a daily basis, the incumbent is responsible for time management of their deal flow in order to meet prescribed deadlines.

Let's Talk About You

• Preferred 2 years commercial mortgage experience and/or SFR underwriting experience

• Demonstrated service excellence within their field

• Bilingualism is an asset

• Post-secondary education (diploma/degree) preferred , preferably in business or finance

• Good working knowledge of MS Office (primarily Word and Excel)

• Effective analytical and problem solving skills

• Established organizational skills

• Ability to handle multiple competing priorities

• Good time management skills

• Excellent communication skills, both oral and written